Blue Coast Insurance Joyce Britt

606 Carthage Road
Lumberton, NC 28358

Phone: 910-739-1549
Mobile: 910-520-5101
Email: jmbritt@bellsouth.net

4910 Randall Parkway
Wilmington, NC 28403

Phone: 910-547-0368
Fax: 866-739-1355

Authorized Agent For

 

 

© Copyright 2003 Blue Coast Insurance, PLLC

Blue Coast Insurance is an independent authorized agency licensed to carry and promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC).

The content contained in this site is maintained by Blue Coast Insurance. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ® Registered mark of the Blue Cross and Blue Shield Association (SM) Service mark of the Blue Cross and Blue Shield Association.

Other Products

Other Products

Long-term care
Long-term care insurance covers a wide range of medical, personal and assistive services provided at home, in a care facility or in a nursing home for an extended period of time. It can help you maintain your independence in your later years, protect your standard of living and give you greater choices if you need confined care or home health care.

Q: When should I consider it?
A: If you’re over age 65, the need for long-term care insurance may be obvious – you want to be able to pay for any long-term care expenses without draining your retirement savings or becoming a burden on your family.

Even if you’re 60, 55 or even 50 years old, you should consider adding long-term care insurance to your portfolio. If you require long-term care services because of a serious accident or illness, how will you pay for it? Disability insurance will replace a portion of your income, but you already have other expenses demanding your resources. Long-term care insurance helps you meet that need.

Contact us for more information on long-term coverage or any of our products.

Small Group Insurance
COVERAGE FOR ALL TYPES OF SMALL BUSINESSES

The business world gets more complicated every day. To build and maintain a successful business, you rely on your employees to give you an edge on your competitors. Getting and keeping those employees may depend on more than a paycheck. When you provide benefits, you offer your employees well-rounded protection and peace of mind.
From sole proprietorships to large businesses of 100 or more. We can help you find great flexible coverage for your business.

Long-term care

Sole Proprietorship
We can help you to find a plan developed especially for entrepreneurs and small business owners. You don't need to buy individual insurance to cover your business with these flexible products. See what benefits are available for your small business.

Partnership
We offer insurance plans from BCBSNC with many flexible benefits. See what is available for your business. View PDF:
Sole Proprietorships & Partnerships Application

Small Group
For your small business with up to 25 employees, we can help to find a plan that's right for you. See more about what is available. View PDFs:

Small Group Plan Summary of Benefits
Small Group Application
Group Applicant Company Census Form
Employer Risk Appraisal Form
Declination of Coverage Form

Large Group
For larger business with up to 100 employees, we'd be happy to meet with you to discuss your growing business' specific needs. Check our Summary of Benefits, or contact us for an appointment. View PDFs:
Large Group Application
Group Applicant Company Census Form
Employer Risk Appraisal Form 
Declination of Coverage Form

Life and AD&D policies
Take the worry out of final expenses and with flexible Life and accidental disability products. A few of the benefits are:
 

  • Total Access Benefit Account - Death benefit proceeds offered in a Total Access Benefits Service (T.A.B.S.), a convenient and dependable checking account that earns competitive interest rates.
  • Accidental Death and Dismemberment coverage - AD&D coverage can be added to enhance benefit programs. The AD&D benefit is paid if the plan member is injured or dies as a result of an accident.
  • Waiver of Premium - If the plan member becomes totally and continuously disabled this feature will keep the life insurance policy in force - without payment of premium. When coupled with our long-term disability plan, Mutual of Omaha will automatically notify the claimant of their eligibility for the Waiver of Premium feature.
  • Accelerated Death Benefit - up to 75% of the life benefit with a dollar maximum.
  • Guaranteed issue amounts - generous amounts of coverage are available without having to submit medical evidence of insurability.


Contact Us for more information on Life & AD&D Coverage or any of our products.
 

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